Spring Clean Your Finances in May 2025: 5 Financial Self-Care Tasks
- moneybeyondmath
- May 21
- 4 min read
Some money management tasks need consistent attention, like creating a monthly budget or reviewing your transactions weekly. But others are more like a once-a-season kind of task.
Cue financial spring cleaning.
Spring cleaning your finances is your opportunity to tend to the tasks that are important, but don’t need to be revisited constantly. It’s a deep clean for your money—a chance to check in on your financial goals, money mindset, and any habits you're ready to up-level.
Set the stage for stress-free financial self-care:
Consider the setting: Find a cozy, quiet space where you can access bank accounts, and ideally, won’t be interrupted.
Set the date: Choose a time, maybe a slow Sunday morning. This practice should be grounding, not causing financial anxiety.
Design the dopamine: Light a candle or sip your favorite tea, or whatever brings you joy. Make the process enjoyable.
This is how we build sustainable, aligned money habits. And completing a financial spring clean will have you feeling confident and in control of your money. Your inner ‘That girl’ energy will be activated!
Five Tasks to Spring Clean Your Finances
(And A Bonus!)
1. Measure Progress on Yearly or Long-Term Goals
Spring is a great time to measure progress towards your biggest financial goals. We’ve usually shaken off the “New Year, New Me” pressure. What’s emerged in its place is often more authentic and realistic.
Ask yourself:
What are my current long-term financial goals?
How far have I come since I set them?
Does this pace balance my goals and my capacity?
What changes can I make to restart, continue, or increase progress?
Write your updated goals down. Create an actionable financial plan. If you’re someone who loves a reward system (me too), build one in.
Want support on big financial goals? Check out my coaching programs or book a discovery call to explore your next step.
2. Calculate Your Current Net Worth
Net worth can be a great tool to track overall financial progress. It gives you quick insight into your financial picture.
But it’s important to note, this step is about clarity, not judgement or comparison.When I started, my net worth was negative. Many of my clients start there, too.
Wherever you are in your financial journey, tracking net worth can offer powerful insights, like:
Do I owe (liabilities) more than I own (assets)?
Overview of assets: Where do I keep my money? Savings, brokerage, retirement, etc.?
Overview of liabilities: Who do I owe? Credit cards, student loans, car loan, etc.?
But most importantly:
How has your net worth changed since the last time you checked? The most powerful thing isn’t the number–it’s the direction it’s moving over time.
Here’s an article on how to calculate your net worth.
3. Complete One Overdue Financial Task
We all have that one thing that’s been on our to-do list… forever. It’s the task that we’ve decided will be especially challenging (whether it’s true or not), so we push to tomorrow. And tomorrow.
Eventually, we complete it and realize it wasn’t that bad.
In my hall of fame of avoided tasks are rolling over my first 403(b) and updating my license after moving. For legal purposes, I can’t tell you how long it took to visit the DMV. But I’ll admit, my 403(b) took four and a half years. As a financial coach!
Make a short list of your nagging or overdue financial tasks. Then choose one to finish today. You’ll be so glad you did!
4. Audit Your Subscriptions & Expenses
It’s time to look at the budget. You knew it was coming! But this isn’t your usual budget check-in.
Today, we’re not adding up each budget category, there are budgeting spreadsheets like this one by @meghanmakesmoney and tracking apps like Lunch Money for that. Today, we’re spotting leaks.
Think: Subscriptions you don’t use. Free trials you never cancelled.
Here’s how:
Pull up your last month of bank statements and credit card statements.
Grab a sticky note or Google Doc.
Skim for subscriptions or recurring expenses that no longer serve you.
Jot them down, including their renewal date.
Cancel the ones coming up soon. And schedule time to cancel the rest before the next charge hits.
Reminder: Saving $10/month is $120/year. It adds up fast!
5. Observe Your Current Financial Beliefs & Money Mindset
I focus a lot on healing your relationship with money. Spring cleaning is an opportunity to check in on where it stands, what you think and believe about money currently and also recognize how far you’ve come.
Transformation happens subtly. At first, it feels like it will take forever to rewrite your limiting beliefs. Then one day, you notice you’re responding to money differently. That’s real healing. That’s financial self-care.
And it deserves to be acknowledged. Celebrated! Take a moment to reflect. What’s shifted? How have you grown? And pat yourself on the back for the work you’ve put in.
Bonus: Set a Personal Finance Intention for Summer
Intentions bring alignment. So ask yourself: What do I want to experience with money this summer?
Some ideas for you:
Feeling more financially confident in my income
Paying off a small debt
Making saving feel realistic and exciting
Whatever it is, name it and let it be yours.
Final Personal Finance Spring Cleaning Thoughts
Spring cleaning your finances doesn’t have to be heavy or overwhelming. When done with intention, it’s a loving reset—a way to return to yourself and your money.
If you’re craving deeper support, book a free discovery call. Money Beyond Math’s financial coaching is built specifically for women like you who want peace, not pressure, in their financial lives.
Here’s to a financial spring clean that will leave you feeling confident and in control of your money. You’ve got this.
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