Financially Organized for the New Year

I don’t know about you, but the new year always seems to come up out of nowhere! One day it’s 90 degrees and I’m camping on the Arkansas River and the next days it’s all trick-or-treat and ho-ho-ho. But the scariest part is that suddenly ‘New Year, New Me’ is upon us.

And don’t get me wrong, I love it. I’m here for goal setting and finding ways to be a better version of myself but every year it catches me off guard.

Here’s the deal: if we want to crush it financially in 2025, we’re going to need to lay down some solid foundations before the new year. This doesn’t have to be overwhelming — think small steps that build up over time. 

So today, let’s start with a simple, often overlooked step that can make the world of  difference: 

Get Financially Organized

Gather all your financial accounts—like bank statements, credit card balances, investment details, and loan info—for a clear picture of your finances.

Now, you might think that’s a silly, unnecessary step but off the top of your head can you name where your 401(k) is invested? What about the old one you never rolled over? Perhaps more importantly, are you confident you’d be able to log into all accounts without any trouble?

On the other hand, if you read that and started shutting down with financial anxiety–take a breath. You are not alone! Half of my first coaching calls are spent helping new clients locate all of their accounts. And know that if this is all you accomplish today, this week, or even this month financially, you’re off to a good start in laying a financial foundation.

We start with the basics to make sure you’re organized, in control, and ready to tackle bigger money moves later on. 

1. Make a List of Every Financial Account You Have

Jot down all your accounts — bank accounts, credit cards, retirement accounts, investment, health savings accounts (HSAs), student loans, mortgages, anything where you’ve got money or debts hanging out. Noting budgeting apps can help too!

2. Check Access to All Financial Accounts

Make sure you can actually access these accounts! If you’ve forgotten a password or need to reset security settings, go ahead and do that now. Better to handle it now than when you’re trying to make a big move later.

3. Store Financial Account List in Somewhere Secure

Whether you keep this list in a password-protected document (I use LastPass), a secure notes app, or even a handwritten list in a safe spot, make sure it’s somewhere easy to find but private.

Why This Money Move Matters

Being able to see everything in one spot makes managing your money so much easier! Whether you're setting goals, paying off debt, or saving for a big purchase, having everything in one place helps you stay financially organized and aware. And when you know exactly where your money is, you’ll feel more confident and in control. That’s financial empowerment right there!

What’s Next?

Now that you’ve laid the groundwork, get ready to build on it. Tomorrow, we can dive into another quick win that’ll set you up for a smoother financial life. Step by step, we’re building a strong financial foundation to walk confidently into 2025 — no overwhelm, just progress. So keep an eye out and let’s keep this glow-up going!

Is Money Coaching for You?

If you're craving more support as you organize and improve your finances, schedule a FREE Discovery Call! I’m here to help you build a solid financial foundation that feels doable and empowering — no stress, just progress.

Schedule a Discovery Call with me, and together we’ll map out the next steps for your financial goals. Let’s set you up for success in the new year!